Whether the risk is large or small, most businesses are woefully unprepared. In a 2012 Travelers study, 48% of small business owners said they believe the world is growing riskier. But only one in four (24%) said that preventing, preparing for and responding to risk is a strategic priority. 

Disaster planning is especially critical for agencies and brokerages, which during a large-scale disaster must help their customers as well as their own businesses.

1. A solid business continuity plan adds to a business’s value.

2.  Your existing business continuity plan probably won’t cut it.

3. Testing the plan is essential to success in a real disaster.

4. Insurance is important, but mind the gaps.

5. Employees are essential.

6. The weakest link: Your supply chain.

7. Communication is key.

8. Use a consultant—or not.

9. Don’t overlook the basics.

See the story
http://www.propertycasualty360.com/2014/08/21/9-tips-to-help-your-customers-prepare-for-any-kind