But if you are determined to use short term loans because the matter is urgent, no one can prevent you from doing so. What you need to do is comply with the basic requirements of citizenship, age, employment history and a bank account. If you pass this simple screening procedure, you can go on to file your loan application on the online lender’s webpage. This application form mainly asks you to supply information about yourself, your work and about your bank records. Be sure to supply all the data required with all honesty and accuracy. If you have the basic source documents like your bank statement, it is better. Do not attempt to supply information that is not authentic. This will lead to the denial of your loan once discovered. If you have faithfully complied with the requirements of the online lender, rest assured that your instant cash payday loans will be automatically credited to your bank account.